Photography Insurance

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Protect your gear and your business with Photography insurance.

Accidents happen, but with Photography insurance, you can have peace of mind knowing that your camera equipment and business are covered anytime, anywhere (excluding Quebec & Maritimes). We’ve partnered with the Professional Photographer’s Association of Canada (PPOC) so their members can enjoy a 25% discount on their policy.

Click on one of the below topics to unpack your Photography business insurance:

Watch Intro Video ←

Health & Dental ←

Harvard Western Insurance proudly offers PPOC members custom options for dental and health medical plans. Through Greenshield, the base plan includes coverage for prescription drugs, dental care, disability programs, critical illness, accident insurance and life insurance.

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Contact Your Advisor ←

Call Your Advisor: 306-791-3782

OR

Out of Province Number: 1-888-382-6657

Thanks to our partnership with Lloyds of London, you can easily quote, buy, and manage your property & liability insurance online when convenient.

Coverholder at LLOYD'S

Start Online Claim ←

Harvard Western Insurance is your initial point of contact when filing a claim.

However, if we are not available or if you need to contact your adjuster directly, you can reach out to Maxwell Claims at 1-800-658-8668 or via email at info@maxwellclaims.net.

Claim Form

Submit Issue ←

If you have a complaint about our photographer’s insurance, fill out this form, and our Complaints Team will contact you within two working days to discuss your issue.

SUBMIT COMPLAINT

Photographers Basic Coverage:

  • Owned Photography Equipment: For cameras, lighting equipment, and any other tools you use for photography.
  • Rented Equipment: If you rent equipment for a shoot or project, this insurance can cover you if it’s accidentally damaged or stolen while under your care.
  • Office Contents: Office furniture, computers, printers, and other essential business items in case of fire, theft, or other covered events.
  • Bodily Injury & Property Damage Liability.

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Worldwide coverage for your Photography Business.

As a professional photographer, you may often work in various locations, including national parks, shopping centers, or private venues. Many of these venues require photographers to provide proof of insurance before granting access.  That’s why our coverage goes wherever you do.

Our photography packages offer unlimited travel in Canada and the USA, up to 60 days and $50,000 outside Canada and the USA. 

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What is General vs. Professional Liability Insurance?

Defending against lawsuits can be expensive, primarily if you work as a freelancer. This is where professional liability insurance, also known as errors and omissions insurance, comes into play, as it helps protect photographers from liabilities related to professional negligence

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Enjoy the hassle-free process of quoting your Photography insurance in minutes with HWICLICK!

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Photography Insurance: A Guide to Key Wordings & Terms → Click here for more information on what each plan is about!

Silver Wordings  Gold Wordings  Platnium Wordings  PPOC Terms & Conditions

Harvard Western Ventures Inc. is authorized by The General Insurance Council of Saskatchewan and regulated by The Saskatchewan Insurance Act, its Regulations and the General Insurance Council Bylaws.

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