Accounting & Finance

Specific E&O coverage for accountants and financial advisors to protect against claims of financial loss due to advice or reporting errors.

Non-Profit & Charity

Specialized protection, including Directors & Officers (D&O) liability, to safeguard your organization’s mission, board, and volunteers.

Consulting & Inspection

Whether you are an HR consultant or a home inspector, we provide the liability limits required for your contracts and professional associations.

Marketing & Events

Coverage for marketing professionals and event planners, including media liability and specialized coverage for events and venues.

IT & Technical Services

Protect your tech business with insurance for software developers, IT consultants, and data management professionals.

In Canada, many regulatory bodies, such as CPA Canada and provincial home inspection associations, require members to carry Professional Liability insurance. This ensures that if a client suffers a financial loss due to an error in your advice or reporting, there are funds available to cover the damages and your legal defence.

Yes. Even volunteer board members can be held personally liable for decisions related to the organization’s mission, such as mismanagement of funds or wrongful dismissal claims. D&O insurance is essential for attracting top talent to your board, as it protects their personal assets from legal action.

Current trends show a rise in targeted ransomware and AI-driven phishing attacks. Professionals who handle sensitive client data (like financial advisors and HR consultants) are primary targets. Cyber insurance now covers not just data recovery, but also the costs of legal notification and business downtime.