Group Benefits & Savings

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Group Benefits & Savings Saskatchewan (1)

Group Benefits Built for Saskatchewan Businesses

Your team is the heart of your business. Support them with flexible health, dental, and savings plans designed for the local workforce. We make it easy to protect your employees and help your business grow right here at home.

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Why Have a Group Benefits Plan?

Providing a benefits plan to your business offers your employees coverage for:

Group Benefits Overview

Prescription Drug Coverage

High pharmacy costs shouldn’t stand in the way of your team staying healthy. This coverage helps pay for daily medications and unexpected prescriptions, ensuring your employees can afford the medicine they need without the stress of out-of-pocket costs.

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Professional Health Services

Support your employees’ physical well-being with coverage for chiropractors, massage therapists, and physiotherapists. Helping your team stay pain-free and mobile means a healthier, more productive workplace for everyone.

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Vision & Dental Care

Keep your team’s smiles bright and their vision clear. These plans cover routine check-ups, cleanings, and eye exams, along with help for glasses or major dental work. It’s the kind of everyday support employees value most.

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Critical Illness Insurance

If a team member faces a major health crisis like a heart attack or cancer, this provides a tax-free lump sum payment. It gives them the financial freedom to focus entirely on recovery and treatment instead of worrying about how to pay the bills.

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Disability Insurance

If an injury or illness keeps someone from coming to work, disability insurance replaces a portion of their income. It’s a vital safety net that helps them maintain their lifestyle and cover monthly expenses until they’re back on their feet.

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FOR INDIVIDUALS & FAMILIES

Looking for Personal Health Coverage?

Whether you’re self-employed, a local contractor, or planning for retirement, you can still access high-quality health benefits. We offer personal plans that provide the same great dental, drug, and vision coverage with BlueCross, GMS, and Greenshield.

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Manage your benefits with myHSA

Claims & Account Management

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myHSA: Health Spending Account Login

Access your Health Spending Account (HSA) by logging in through the digital portal. It’s a simple way to submit your claims online and get your reimbursements back in your pocket quickly.

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Why choose Harvard Western for your team’s benefits?

At Harvard Western, we believe a great group benefits plan is more than just a policy. It’s about building a relationship and giving you the service you deserve. When you work with us, you’ll get:

  • Expert Guidance: Our dedicated team will help you navigate the details and find the best plan for your business.
  • Proudly Saskatchewan-Owned: We are rooted in our community and understand what local businesses need to succeed.
  • Flexible Plan Options: We offer customizable plans designed to fit your specific needs and your budget.

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Frequently Asked Questions

How many employees do I need to start a group plan?

You don’t need a massive team to offer great benefits. In Saskatchewan, many of our plans can start with as few as two or three employees. Whether you run a local shop or a small office, we can help you find a package that makes sense for your size and goals.

Can I customize a plan if I have a tight budget?

Absolutely. We don’t believe in “one size fits all” when it comes to local businesses. You can choose to:

  • Adjust your coverage levels for dental or vision care.
  • Set specific spending limits with a Health Spending Account.
What happens if I’m self-employed or retiring?

You can still get the same quality of coverage. We offer Personal Health Plans designed specifically for self-employed contractors, farmers, and people transitioning into retirement. If you are leaving an employer plan, we can even help you move into a new policy with no medical exams if you apply within a specific time frame.

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