Medical Malpractice Insurance for Laboratory Technologists & Assistants
Protect your career with comprehensive malpractice insurance designed specifically for medical laboratory professionals across Canada (excluding Quebec). Get immediate coverage with our simple online process.
Important Information About Your Coverage
- Selecting Your Effective Date: Your coverage effective date should typically match your license date. Please select accordingly when applying.
- 2026 Coverage Notice: If you need coverage effective January 1st, 2026, please note this option will not be available until October 1st, 2025.
- No Association Membership Required: Unlike other providers, we offer comprehensive coverage without requiring any professional association membership.
How To Get Your Malpractice Insurance – Simple 3-Step Process
Medical Malpractice Insurance Coverage Comparison
| Coverage Feature | HWICLICK (Us) | OTHER PRODUCTS |
|---|---|---|
| Disciplinary Legal Costs Coverage | $100,000/$200,000 | $100,000 |
| Criminal Defence Reimbursement (if found not guilty; Penal Legal Costs Coverage) | $150,000 | $100,000 |
| Defence Costs for Abuse | $250,000 | ✗ |
| Coroners Inquest | $100,000 | $50,000 |
| Loss of Documents | $50,000 | ✗ |
| Professional Legal Guard Telephone Assistance | Included | ✗ |
| Loss of Earnings Endorsement (court Attendance) | $1,000/day $50,000 | ✗ |
| Libel, Slander or Defamation | Included | Limited |
| Clinical Trials and Birthing-related Testing | $10,000,000* *program limit | ✗ |
Frequently Asked Questions
When should I select my effective date?
Your effective date should typically match your license date. When completing the application on HWICLICK, you’ll be prompted to select this date. Remember that coverage for January 1st, 2026, will not be available until October 1st, 2025.
Do I need to be a member of a professional association to get coverage?
No, unlike some other providers, our medical malpractice insurance does not require you to have any professional association membership. Our coverage is available to all qualified medical laboratory professionals across Canada (excluding Quebec).
What provinces do you offer coverage for?
We offer coverage for lab technologists or medical laboratory assistants in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Labrador, Nova Scotia, Ontario, Prince Edward Island, the Northwest Territories and Saskatchewan.
How can I file a claim?
You can submit the details to file a claim online [HERE]. You will typically need to provide details about the incident and any relevant documentation and follow the specific procedures outlined in your insurance policy.
Not all products are available in all provinces. Harvard Western Insurance is committed to protecting the privacy, confidentiality, accuracy, and security of the personal information we collect, use, retain and disclose in our business.
