Business Insurance

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Business Insurance in Saskatchewan: Protecting Your Assets and Operations

Our specialized insurance solutions are designed to protect what matters most to your business. We provide comprehensive coverage for the assets you rely on, from equipment to property. Keep your business running smoothly, no matter what comes your way.

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What Does Business Insurance Cover?

Our business insurance policies typically cover:

Business Insurance Coverages List


Professional Liability Insurance

Protect yourself against claims arising from alleged negligence, errors, or omissions in the professional services you provide. This coverage is essential for healthcare professionals, consultants, and other service providers.

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General Liability Insurance

Covers claims related to bodily injury or property damage caused by your business operations, including accidents on your premises or caused by your products.

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Property Insurance

Protect your business property, including buildings, equipment, and inventory, from damage or loss due to fire, theft, or other covered perils.

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Business Interruption Insurance

Receive compensation for lost income and fixed ongoing expenses if your business is temporarily unable to operate due to a covered event.

This is an optional, additional coverage that can be purchased.

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BUSINESS


Commercial Auto: Vehicles That Need Business-Level Protection

The exposure that business owners and commercial drivers experience can far exceed that of an average driver.

Depending on your operations, carrying an additional Commercial Auto policy may be required as your plate registration doesn’t cover most business-related uses.

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We work with Saskatchewan’s leading insurers:

Aviva Canada | Economical Insurance | Llyod’s of London | Northbridge | Red River Mutual | SGI Canada | Sandbox Mutual | Wawanesa Mutual | Wynward

As an independent broker, we have access to +80 markets to find you the best coverage at competitive rates.

Explore Our Specialized Insurance Products

Paramedic Malpractice Insurance

Saskatchewan Paramedics

Protect your professional practice with specialized coverage designed specifically for Saskatchewan paramedic professionals, available through HWICLICK. Our partnership with Lloyd’s of London ensures you receive world-class protection backed by industry-leading expertise.

Eligibility Requirements:

    • Employed paramedic professional
    • Registered with SK College of Paramedics

Malpractice Insurance for Medical Lab Professionals

medical lab tech icon

Protect your career with our HWICLICK Medical Malpractice Insurance, explicitly designed for Laboratory Technologists & Assistants. Product available across Canada (excluding Quebec).

No Association Membership Required: Unlike other providers, we offer comprehensive coverage without requiring any professional association membership.

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Frequently Asked Questions

What factors affect my business insurance premium in Saskatchewan?

Several factors influence your business insurance premium, including your industry type, claims history, coverage limits, location, and risk management practices.

How do I know what coverage limits I need for my business?

Coverage limits depend on your business size, assets, and potential liabilities. We recommend consulting with our experts to tailor a policy that fits your unique needs.

What are the most common types of cyber attacks in Canada?

The most common types of cyber attacks in Canada include phishing, ransomware, malware, and DDoS attacks. Phishing attacks trick users into revealing sensitive information, ransomware encrypts data and demands payment, malware damages systems, and DDoS attacks overwhelm online services with excessive traffic.

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