Protect your business with Commercial Auto Insurance.
No matter what you’re carrying, risks can always lead to losses. The proper Business Auto Insurance policy can help protect you, your vehicle, and the items you’re transporting.
Click on one of the below topics to unpack Commercial Auto Insurance:
What is Commercial Auto ←
Commercial Vehicle Liability ←
Do I need Cargo Insurance ←
Coverage for Non-Owned Auto ←
What is Excess Auto Value Coverage←
Health & Dental Benefits ←
Why is Commercial Vehicle Auto Insurance important?
Commercial auto insurance is a necessity for vehicles used for non-personal purposes. This type of insurance is especially important if you:
- Own a contracting business
- Frequently meet with clients outside of your office or town
- Engage in the delivery of merchandise to customers
- Work as a courier or a transport truck driver
One of the key reasons why commercial vehicle auto insurance is essential is because personal auto insurance policies typically do not cover vehicles used for commercial purposes.
Fleet Insurance offers comprehensive coverage for all the vehicles in your fleet.
Any business with multiple vehicles should consider the benefits of fleet insurance. This type of insurance allows you to cover all your vehicles under a single policy instead of insuring them individually.
You also have the option to insure all drivers for all vehicles or assign specific named drivers.
Fleet insurance can be highly advantageous for any organization that relies on a fleet of vehicles for its day-to-day operations. This includes general contractors, transportation and trucking companies, general businesses, care service providers, automotive repair garages, dealerships, and towing companies.
Refrigeration breakdown coverage for motor trucks, trailers, or semi-trailers.
No more worrying about recording temperatures – just make sure you give the reefer unit the fuel, lubrication, and proper usage it needs, and you don’t need to worry anymore. This type of insurance covers any damage that results from a mechanical failure in the cooling or heating unit of a motor truck, trailer, or semi-trailer.