The Canadian Association of Optometrists, Harvard Western Insurance and Encon Group Ltd. have been
providing a Professional Liability Insurance Program for members of the Canadian
Association of Optometrists (CAO) since July 15, 2000. The program is designed to meet the
needs of Optometrists and gives the CAO members the insurance protection they require for
services rendered in Canada.
Highlights of the program:
- A policy designed to cover the Professional Liability Risks of Optometrists
- Exclusive coverage for CAO members
- Policy limits: $5,000,000 per claim, $5,000,000 total claims in one policy period
- Policy limits: $3,000,000 are also available
- Competitively priced premiums
- Coverage includes legal expenses for investigations, defense negotiations and settlement of
any claim
- Coverage for legal expenses for disciplinary actions
- Criminal defense reimbursement if defense proves to be fully successful
- The security of first class insurers
- The security of protecting personal assets against legal actions
- Broad Named Insured with coverage extended to include holding companies & professional
corporations
- Retroactive coverage for no additional premium
- Retirement coverage for no additional premium
- No annual renewal application to complete
- Loss prevention information and bulletins
- Peace of mind with a policy designed for you
We also offer insurance for your office contents, equipment, computers and liability at competitive rates and premiums.
This is for information purposes only. The Insurers standard policy wordings, conditions and exclusions apply.
CAO PROFESSIONAL LIABILITY INSURANCE PROGRAM
How To Enroll
Complete the application and return it to:
Theresa Poloyko c/o
Harvard Western Insurance
2151 Albert Street
Regina, SK. S4P 2V1
Phone 18777737734
Fax # 13067571434
Email: tpoloyko@harvardwestern.com
$5,000,000 Limit Annual Premium: $510.00 per year, per optometrist.
$3,000,000 Limit Annual Premium: $410.00 per year, per optometrist.
Policy period: July 15th, 2010 – 2011
Any member in good standing of the CAO will be automatically accepted for coverage if you have
had no claims. Anyone applying for insurance coverage who has had prior claims, will be subject
to review and you will be advised promptly regarding acceptance in the program. It is very
important that any claim or possible claim that you have knowledge of be reported to your
existing insurer now, before joining the program.
Questions about your coverage? Changes to your Certificate once you’re enrolled?
Call 1-877-773-7734 in Western Canada ,
How do I report a claim?
Call Encon Insurance Managers toll free at 1-800-267-6684 and ask for a professional liability insurance claims adjuster
or write:
Encon Insurance Managers Inc.
#700 350 Albert Street, Ottawa, Ontario. K1R 1A4
We also offer insurance for your office contents, equipment, computers and liability at
competitive rates and premiums.