Insurance Services
A P E G S - HOME INSURANCE PLAN
Coverage Summary
For Members of the Association of Professional Engineers & Geoscientists of Saskatchewan
Peace Hills Insurance - Comprehensive Home Policy:
- Homeowners, Condominium and Tenant Packages available
- All Risk - Replacement Cost Coverage
- Guaranteed Replacement Cost Coverage for most homes
- Standard $500. Deductible - Discounts for Higher Deductibles
- Sewer Backup - Regina & Saskatoon - Actual Cash Value coverage applies
- Actual Cash Value coverage applies for damage to asphalt shingle roofs over 20 years old
- Personal Liability - $2,000,000. included
Special Limits:
- Bicycles $ 1,000. per bike
- Business Property on Premises $ 5,000.
- Card/Comic Book Collections $ 5,000.
- Jewellery/Furs $ 6,000.
- Securities $ 6,000.
- Stamps & Stamp Collections $ 3,000.
- Coins $ 1,000.
- Credit/Debit Card Forgery $ 10,000.
- Garden Tractors $ 10,000.
Discounts:
- Age 50 15%
- 3 Years Claims Free 10%
- 5 Years Claims Free 15%
- New Home (0 - 10 years) 15%
- New Home (11 - 25 years) 10%
- Mortgage Free 5%
- Alarm Discount (Burglar & Smoke) 15%
- Maximum Discount Available 50%
- $1,000 Deductible 20%
- $2,000 Deductible 30%
Additional Products:
- Seasonal Homes, Rental Homes
- Watercraft Floater
- Jewellery, Furs, Fine Arts Floaters
- Small home based business packages available
Contact us by Email – tzajac@harvardwestern.com

