Home Insurance
Q: When families go on vacation they plan ahead, they pack sunscreen, buy travel insurance and arrange for caregivers for pets who are left behind. But what about their homes? Who is looking after one of their most important assets when they are away?
If you are planning on leaving your home for a holiday during the regular heating season the last thing you want to come home to is a house full of water due to frozen pipes. Water claims are easily one of the most expensive home insurance claims and also one of the most preventable.
Most if not all home insurance policies contain a clause that has the potential to deny coverage if proper precautions are not taken. In order for you to be covered in a claim you typically need to take one of the following precautions:
Insurance companies do not want burden a homeowner with finding a responsible person to enter their home on a daily basis to check on their furnace. Most insurance companies are offering up to a 25% discount on your annual home insurance premium for having an alarm that is monitored for break-in, fire and change in temperature. Wouldn’t you feel better knowing that if your furnace quit or an emergency happened, a trained professional would be notified and could be at your home in a timely matter to deal with whatever issue had arisen?
To better understand your options, or to take advantage of potential savings on your insurance bill, my colleagues and I at Harvard Western Insurance would be happy to help. Just drop by one of our 5 locations in the Regina area for more information.
Leah Schill, CAIB
Insurance Broker
Harvard Western Insurance
407 Broad Street
543-4200