To plate, or not to plate, that is the question.
Let’s be honest, you probably aren’t using your motorcycle as your daily vehicle. When your vehicle spends a good amount of time sitting in storage, it’s common to not have that vehicle constantly plated (honestly who could afford that?). Whether your bike is sitting in your driveway, in your garage, or at a storage facility, if the plates aren’t active, you have no insurance. Unless, of course, you put a policy on your bike instead.
Policies are customizable to your needs, and to the season. A policy is beneficial whether you’re road tripping across the country during the summer, or you’re tucking it away for the winter. Let’s protect what matters most to you.
Life is short, which is why it’s important to seize each day and opportunity you get. Every time you ride your motorcycle you experience freedom, adventure, and excitement. You’ve worked hard to be able to invest in yourself in this way. You’ve probably also invested in a policy for your bike, in the event of a loss. Have you considered investing in life insurance for you and your family, in the event of a loss?
Let’s protect what matters most to you.
Products & Coverages
When your bike is parked, even while in your garage, if there are no active plates then there is no insurance. But theft, vandalism, and other risks still exist and your home insurance isn’t going to extend to protect your vehicle. So what are you supposed to do to keep your motorcycle covered? Put a package policy on it.
This coverage protects you financially from the pain of a nasty lawsuit. If you’re ever held responsible for causing bodily injury or property damage to a third party, you’ll want more than the basic plate limit. We highly recommended increasing your liability limit especially when operating a higher risk vehicle like a motorcycle.
It’s common for motorcycle owners to repair and restore their bikes. When your bike is in pieces, there is a chance your insurance may not protect it! Talk to your advisor and make sure that your policy matches your needs.